The market is at a turning point for the worse due to growing worries about inflation. While it is not a problem right now (although the consumer price index did just rise the most in 10 months), there are several strong economic factors emerging that typically lead to higher prices to the consumer and thus [...]
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Tag Archives: changes
Friends Don’t Let Friends Use Zillow, Trulia and Yahoo Real Estate to Find Homes for Sale
January 29, 2012
6 Comments
If you live in MN and you want to use one of these sites to find your next home, you should know that approximately 20% of the homes for sale are not being shown to you. Because these sites are riddled with data inaccuracies, Edina Realty decided to pull their listings from these third party [...]
Read moreFHA Seller Paid Closing Costs Reduction Announced
January 22, 2012
1 Comment
To much fanfare, FHA announced measures to better protect their insurance fund in a recent Final Ruling published in the Federal Register. Slipped in as a footnote to this announcement was a declaration that FHA is deaf to the concerns of the real estate industry. They are taking aim to again attempt to reduce the [...]
Read moreFannie Mae Guideline Changes – Gifts, 97% Financing and Mortgage Insurance
November 27, 2010
3 Comments
There has been some recent excitement about Fannie Mae (FNMA) changing her guidelines on down payments and allowing gift funds as an acceptable form of down payment in lieu of a borrower’s own funds. Before we all get excited about FNMA getting a little FHA in her with respect to gift funds, we need to [...]
Read moreFHA Mortgage Insurance and Seller Concession Changes – Ramifications
September 2, 2010
0 Comments
HUD has regrettably increased the annual mortgage insurance premium and soon will have succeeded in reducing the allowable seller concessions. It’s easy to know that this will have a big impact but it will actually change the lending landscape.
Read moreYour Local Lender
- Using a VA Insured Mortgage to Purchase a Home After a Short Sale
- Say Goodbye to the Lowest Mortgage Rates in History
- How to Choose and Calculate Your PMI (Private Mortgage Insurance)
- Understanding Agency (Who Represents Whom in a Real Estate Transaction) it’s Important, Overlooked and Misunderstood
- Purchase a HUD owned Home with the $100.00 Down Payment Incentive Program
- Buy House after short sale – Buy House | Top Appartments » Blog Archive: [...] options for buying home after short sale | I...
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Charles Dailey: This is a good one Amber. I ran into this once be...
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Amber: Hi Charles, My husband and I sold our home in M...
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Phil in Nebraska: Charles, We are in the process of purchasing a ...
- Buying a Home after a Short Sale – Don’t Believe the Naysayers
- Friends Don’t Let Friends Use Zillow, Trulia and Yahoo Real Estate to Find Homes for Sale
- FHA Mortgages: Enough Already!
- Minnesota Home Prices Headed for a Double Dip? – Don’t Believe the Hype
- Minneapolis & Saint Paul Housing Show Signs of Improvement
- Does Your Loan Officer Wear Lime Green Polka Dotted Underwear?
- Monthly Private Mortgage Insurance – It Doesn’t Make Any Sense. . .
- Wanna Be a Good Mortgage Applicant? . . Then it’s Time to Get Naked!
- Fannie Mae Guideline Changes – Gifts, 97% Financing and Mortgage Insurance
- First Time Home Buyers, Now that You’ve Opened “The Box”
- Using a VA Insured Mortgage to Purchase a Home After a Short Sale
- Say Goodbye to the Lowest Mortgage Rates in History
- How to Choose and Calculate Your PMI (Private Mortgage Insurance)
- Understanding Agency (Who Represents Whom in a Real Estate Transaction) it’s Important, Overlooked and Misunderstood
- Purchase a HUD owned Home with the $100.00 Down Payment Incentive Program
Authors
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Charles Dailey
- Using a VA Insured Mortgage to Purchase a Home After a Short Sale
- Say Goodbye to the Lowest Mortgage Rates in History
- How to Choose and Calculate Your PMI (Private Mortgage Insurance)
- Friends Don’t Let Friends Use Zillow, Trulia and Yahoo Real Estate to Find Homes for Sale
- FHA Seller Paid Closing Costs Reduction Announced
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Sherri Sherpy
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Steven Brand
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Deb - The Mortgage Lady
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Michael Dietrich
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Tom Garrity
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Joe Harvey MortgageJoe's Blog
- Understanding Agency (Who Represents Whom in a Real Estate Transaction) it’s Important, Overlooked and Misunderstood
- Purchase a HUD owned Home with the $100.00 Down Payment Incentive Program
- First Time Home Buyers, Now that You’ve Opened “The Box”
- Anyone you know struggling with mortgage payments due to unemployment?
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Tim Swierczek
- No posts
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- Mortgage Rates Match All-Time Lows; "Wall" Begins Cracking May 14, 2012
- National Mortgage News - Federal Reserve Will Continue to Buy MBS - News Briefing Article May 7, 2012
- National Mortgage News - Loan Officers Take Note: IRS ESign Almost Ready - News Briefing Article May 7, 2012
- Home buying may never get any cheaper - May. 3, 2012 May 7, 2012
- Short sales expected to flood the market - Apr. 19, 2012 May 7, 2012
- Flagstar Reports Strong Q1 Mortgage Banking Revenues With Significant Improvement Seen in Delinquent Loan Trends | Mortgage News | Daily National and State Headlines May 7, 2012
- Vacation-Home Markets Heat Up - WSJ.com May 7, 2012
- Federal Reserve: Banks to increase real estate loan exposure | HousingWire May 7, 2012
- Donovan: No Fannie, Freddie reform 'any time soon' | HousingWire May 7, 2012
- U.S. home values rise the most in six years: Zillow | HousingWire May 7, 2012
- Calculated Risk: New Short Sales Guidelines from Fannie and Freddie May 7, 2012
- Calculated Risk: "Rents soar" May 7, 2012
- National Mortgage News - Real Estate Settlement Procedures Act Reminder - Compliance Matters Article May 5, 2012
- National Mortgage News - FHA to Shut Down in 2013? - What We're Hearing Article May 4, 2012
- National Mortgage News - LOs Better Start Honing Their VA Skills - What We're Hearing Article May 4, 2012
- National Mortgage News - A Shortage of Homes for Sale? Mortgages? - What We're Hearing Article May 4, 2012
- Investors to ECB: 1 trillion euros is not enough - Apr. 19, 2012 April 20, 2012
- Short sales expected to flood the market - Apr. 19, 2012 April 20, 2012
- Radian enters reinsurance deal to protect risk-to-capital position | HousingWire April 13, 2012
- Bernanke: Lack of oversight worsened financial crisis | Money - Home April 13, 2012
